TERMS OF SERVICE

Agent Accelerator | agency-a.com

Effective Date: March 27, 2026

Last Updated: April 19, 2026

Welcome to Agent Accelerator. These Terms of Service ("Terms") govern your access to and use of the website at agency-a.com, our Medicare and health insurance training programs, coaching services, online community, pre-recorded and live educational content, playbooks, software tools, carrier contracting opportunities, and all related services (collectively, the "Services"). The Services are owned and operated by Avellino's Inc, a Georgia corporation ("Company," "we," "our," or "us"). "Agent Accelerator" is the brand name under which Avellino's Inc markets and delivers the Services. References in these Terms to "Agent Accelerator" mean the Services operated by Avellino's Inc.

By accessing our website, creating an account, joining our community, enrolling in our training programs, or using any of our Services, you agree to be bound by these Terms. If you do not agree, do not use our Services.

1. Eligibility

You must be at least 18 years of age and capable of entering into a legally binding agreement to use our Services. By using our Services, you represent and warrant that you meet these requirements. If you are accessing the Services on behalf of an insurance agency or other business entity, you represent that you have the authority to bind that entity to these Terms.

2. Description of Services

Agent Accelerator provides educational and professional development services for insurance agents, agency owners, and industry professionals, including but not limited to:

  • Medicare and health insurance training programs (pre-recorded video courses and written content)

  • Market strategy playbooks and industry navigation guides

  • Live group coaching calls and workshops

  • Access to an online community (hosted on Skool or similar platforms)

  • AI automation playbooks and operational tools

  • Carrier contracting and agency affiliation opportunities

  • Access to CRM software tools or white-labeled technology platforms (e.g., GoHighLevel)

The specific features, availability, pricing, and scope of Services may change at our discretion. We will make reasonable efforts to communicate material changes to active subscribers.

3. Account Registration and Community Access

Certain Services require you to create an account or apply for membership through our website or a third-party platform (e.g., Skool, Kajabi). You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

You agree to provide accurate, current, and complete information during registration — including your insurance licensing information where applicable — and to update your information as needed. We reserve the right to suspend or terminate your account if we reasonably believe any information you provide is inaccurate, misleading, or in violation of these Terms.

4. Subscription Plans, Fees, and Payments

We offer multiple tiers of access to our Services, which may include:

  • Free Tier: Limited access to introductory playbooks, content, and community features at no cost.

  • Paid Subscription: Monthly recurring subscription providing full access to training programs, live coaching calls, premium playbooks, and community resources at the price stated at the point of enrollment.

  • Contracted Agent Access: Agents who move their insurance contracts to our agency may receive complimentary or reduced-cost access to certain Services as part of that arrangement.

All fees are stated at the point of purchase and are in U.S. dollars unless otherwise noted. By purchasing a subscription, you authorize us (and our third-party payment processors) to charge your designated payment method on a recurring basis at the applicable rate until you cancel.

Pricing Changes: We may adjust subscription pricing from time to time. Existing subscribers will be given advance notice of price increases. Early subscribers may be grandfathered at their original rate at our discretion.

Cancellation: Subscription cancellations take effect at the end of the current billing period. We do not provide prorated refunds for partial billing periods unless otherwise stated at the point of sale or required by law. To cancel, contact us at neil@agency-a.com.

5. Communications Consent

By providing your phone number and/or email address through our website, forms, or other opt-in methods, you expressly consent to receive communications from Agent Accelerator, including:

  • Text messages (SMS/MMS)

  • Ringless voicemail messages

  • Telephone calls, which may include prerecorded or artificial voice messages

  • Email communications, including marketing, training updates, and promotional messages

Message and data rates may apply. Message frequency varies. Consent to receive automated communications is not a condition of purchasing any product or service or enrolling in any training program.

Opt-Out: Reply STOP to any text message to unsubscribe from SMS. Contact neil@agency-a.com to opt out of voicemail or phone communications. Click the unsubscribe link in any marketing email to opt out of email communications.

For further details, please review our Privacy Policy.

6. Training Content and Educational Disclaimer

Our Medicare and insurance training content is provided for general educational and informational purposes only. While we strive to provide accurate and up-to-date information about Medicare, health insurance products, carrier policies, CMS regulations, and industry best practices, the insurance industry is subject to frequent regulatory changes.

Our training materials do not constitute professional, legal, financial, or compliance advice. You are solely responsible for ensuring that your sales practices, marketing activities, and client interactions comply with all applicable federal and state laws, CMS guidelines, carrier requirements, and your state's Department of Insurance regulations.

We do not guarantee that our training content reflects the most current regulatory changes at all times. You should independently verify any regulatory or compliance information before acting on it in your insurance business.

7. Carrier Contracting and Agency Affiliation

If you choose to move your insurance contracts to our agency or affiliate with our network, such arrangements are governed by separate contracting agreements between you, our agency, and the applicable insurance carriers.

We do not guarantee carrier appointment approval, commission rates, commission payment timelines, or the availability of any specific carrier's products. Commission structures, override arrangements, and carrier terms are subject to change by the carriers and are outside our control.

Moving your contracts is entirely voluntary and is not a requirement for using our paid Services.

8. Intellectual Property

All content, materials, software, trademarks, logos, training videos, playbooks, scripts, templates, frameworks, and other intellectual property made available through our Services are owned by Avellino's Inc or our licensors and are protected by U.S. and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the materials solely for your personal or internal business use in connection with the Services. You may not:

  • Reproduce, distribute, or publicly display our training content without prior written permission

  • Share your community or course login credentials with unauthorized third parties

  • Record, download, or redistribute live coaching calls or workshops without permission

  • Modify, create derivative works, reverse engineer, or decompile any software or tools

  • Use our materials to create a competing training program or service


9. User Conduct

When using our Services, including our online community and coaching sessions, you agree to:

  • Act in a professional, respectful manner toward other members, coaches, and staff

  • Not post or share content that is defamatory, harassing, threatening, obscene, or otherwise objectionable

  • Not use the Services for any unlawful purpose or in violation of any applicable insurance regulations

  • Not solicit, recruit, or poach other members' agents, clients, or downlines without express approval

  • Not share or distribute proprietary carrier information, lead lists, or confidential member data

  • Not spam, advertise, or promote unrelated products or services within the community without approval


We reserve the right to remove content and suspend or terminate access for any user who violates these standards, at our sole discretion and without refund.

10. Software Tools and White-Label Services

We may offer access to third-party software platforms (such as GoHighLevel) that are configured, white-labeled, or provided as sub-accounts for use within our programs. Your use of these tools is subject to both these Terms and the applicable third-party provider's terms of service.

We are not responsible for outages, data loss, or changes to functionality of third-party platforms. Usage-based fees (such as charges for SMS sends, email sends, phone calls, or other platform usage) may be passed through to you at the rates disclosed at the time of enrollment.

11. Disclaimer of Warranties and Earnings

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

NO INCOME OR EARNINGS GUARANTEE. We do not guarantee any specific business results, income, commission levels, or production outcomes from using our training programs, coaching, playbooks, or tools. The insurance industry involves inherent risks and uncertainties including but not limited to carrier commission changes, regulatory actions, contract terminations, and market volatility. Any examples, case studies, or income references presented are illustrative only and do not represent a guarantee of similar results. Your success depends on your own effort, skills, market conditions, carrier relationships, and many other factors outside our control.

12. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, AVELLINO'S INC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF COMMISSIONS, LOSS OF CLIENTS, LOSS OF CARRIER APPOINTMENTS, LOSS OF DATA, OR LOSS OF BUSINESS OPPORTUNITY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE TOTAL AMOUNT YOU HAVE PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

13. Indemnification

You agree to indemnify, defend, and hold harmless Avellino's Inc, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Services, your insurance sales practices, your violation of these Terms, your violation of any applicable laws or regulations, or your violation of any third-party rights.

14. Dispute Resolution and Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.

Any dispute arising out of or related to these Terms or the Services shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, the dispute shall be resolved through binding arbitration administered in accordance with the rules of the American Arbitration Association (AAA), conducted in the State of Florida. Each party shall bear its own costs of arbitration.

CLASS ACTION WAIVER: YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.

15. Termination

We reserve the right to suspend or terminate your access to the Services at any time, with or without cause and with or without notice, including for violation of these Terms or conduct that we determine, in our sole discretion, to be harmful to other members, our community, or our business.

Upon termination, your right to use the Services ceases immediately. Termination of your community or training access does not affect any separate carrier contracting arrangements, which are governed by their own agreements. Sections of these Terms that by their nature should survive termination (including intellectual property, limitation of liability, indemnification, and dispute resolution) shall survive.

16. Modifications to Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last Updated" date at the top of this page and may notify you via email or through the Services. Your continued use of the Services after any changes constitutes your acceptance of the revised Terms.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

18. Entire Agreement

These Terms, together with our Privacy Policy, any carrier contracting agreements, and any other agreements or policies referenced herein, constitute the entire agreement between you and Avellino's Inc regarding the use of the Services and supersede all prior agreements and understandings.

19. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Avellino's Inc Operator of the Agent Accelerator program 5650 Hollowbrooke Lane Acworth, GA 30101 USA
Email: neil@agency-a.com
Website: agency-a.com